Recently a lot attention has been given trying to understand how technology is enabling a whole new phenomenon of person-to–person and crowd–driven funding, lending, currency and investment services. These services, according to various experts, promise to decentralize and democratize the access to finance, money and banking. The umbrella term that is being increasingly used to name these operations is collaborative finance. Collaborative Finance is an umbrella term that assembles together various processes of money exchange happening right now that are revolutionising finance.About Maria Fonseca Maria Fonseca is a London based writer, thought leader, researcher and filmmaker. Maria writes about the sharing economy, postcapitalism, social innovation and futuristic ideas. She is the editor of IntelligentHQ, which is a social business network that provides intelligence + education about social business, cutting edge economical trends and innovation. She completed her arts based PhD in 2015, taken at the University of Westminster and is now preparing her arts based Post Doc that will explore the links between creativity and novel post capitalist economic alternatives. She is the author of the project and coming book: Dream Economics, to be launched in 2017. As an artist, she has exhibited her work in various international exhibitions such as Manifesta 5, São Paulo Biennial, Photo España. She has given talks about her work in numerous conferences and events for the past 10 years. She is visiting lecturer at Groupe INSEEC in London and Lusófona University. Twitter: @mariafonseca71 About intelligentHQ.com IntelligentHQ is a platform that provides digital business insights, growth, executive education and change through the social media innovation lens to business – both startups and corporations. IntelligentHQ is a thought leadership platform for social businesses, professionals, senior managers and the various industry sector drivers. It offers a 360 degree business intelligence platform with a digital and social lens focus. It presents 360 degrees Business Intelligence solutions and insights. IntelligentHQ is a platform for authors. IntelligentHQ authors section is a fast growing place for thought leaders in different industry sectors, where thought leaders can showcase their papers, articles and thinking. IntelligentHQ partners with Business Schools and Organisations worldwide identifying new ways, trends, and offering effective strategies, resources and a peer to peer unique digital and social media space. IntelligentHQ leverages innovation, scale of content, social digital technologies, analytics, news, data and its respective distribution and syndication to create an unparalleled premium digital platform and social business network. IntelligentHQ was founded by a group of experienced independent industry professionals and thought leaders within the business world, executive education, digital media, marketing, technology, finance, capital markets and financial services verticals.
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